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We'd like the government to take urgent motion, not simply to rein in rip-off lenders, and also to tackle the cost of dwelling disaster and cuts to social safety which are driving individuals towards the loan sharks to start with."[17] Draining cash from low-money communities[edit]
The Pew Charitable Trusts found in 2013 their examine on the ways that consumers pay off payday loans that borrowers frequently took a payday loan to prevent just one of such options, only to show to one of them to repay the payday loan.[ninety three]